Atlanta
Home Mortgage Loans
Get The Lowest Interest Rate On
Atlanta Home Mortgage Loans.
Whether you are a first time home buyer in
Atlanta or trading up to a larger home, we work to find the best Atlanta home
mortgage solution for you. Constantly surveying the hundreds of mortgage
lenders as well as anonymously testing their staff, we are always aware of the
conditions of the home loan market as well as the lenders involved in it.
Best Lender For Atlanta
Home Mortgage Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for an Atlanta home mortgage lender, it is
important to find one that not only offers the lowest rates, but also
has not tightened lending standards to the point that only a tiny
percentage of applicants will qualify.
At the top of our list right now is ING
DIRECT Atlanta Home Mortgage. They have the lowest rates, a free and
easy online application, and they have not been severely hurt by the
subprime mortgage crisis. They are still approving the majority of
applications for Atlanta home mortgages.
Atlanta Georgia Overview &
Statistics
Atlanta Overview
As of 2007, Atlanta's population is 486,41 people. Since 2000,
it has had a population growth of 16.79 percent.
The median home cost in
Atlanta is $223,826. Home appreciation the last year has been -10.61 percent.
Compared to the rest of the country, Atlanta's cost of living is 22.25% Lower
than the U.S. average.
Atlanta public schools spend $9,342 per student.
The average school expenditure in the U.S. is $6,058. There are about 14
students per teacher in Atlanta.
The unemployment rate in Atlanta is
5.50 percent (U.S. avg. is 5.40%). Recent job growth is Negative. Atlanta jobs
have Decreased by 1.42 percent.
Atlanta Climate
Atlanta, GA, gets 46 inches of rain per year. The US average
is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per
year. The number of days with any measurable precipitation is 107.
On
average, there are 218 sunny days per year in Atlanta, GA. The July high is
around 88 degrees. The January low is 41. Our comfort index, which is based on
humidity during the hot months, is a 34 out of 100, where higher is more
comfortable. The US average on the comfort index is 44.
Atlanta Housing
The median home value in Atlanta, GA, is $433,900. Home
appreciation is -10.61% over the last year. The median age of Atlanta, GA, real
estate is 41 years.
Atlanta, GA Apartments and Rentals
Renters
make up 27.58% of the Atlanta, GA, population. 11.88% of houses and apartments
in Atlanta, GA, are unoccupied (vacancy rate).
Atlanta Crime
Atlanta, GA, violent crime, on a scale from 1 (low crime) to
10, is 9. Violent crime is composed of four offenses: murder and non-negligent
manslaughter, forcible rape, robbery, and aggravated assault. The US average is
3.
Atlanta, GA, property crime, on a scale from 1 (low) to 10, is 8.
Property crime includes the offenses of burglary, larceny-theft, motor vehicle
theft, and arson. The object of the theft-type offenses is the taking of money
or property, but there is no force or threat of force against the victims. The
US average is 3.
Atlanta Home Mortgage
Loan Resources
Listed below are a variety of resources relating to Atlanta home mortgage loans:
www.atlantaga.gov
Atlanta Real Estate Agents
Georgia First Time Home Buyers
Grants
Georgia First Time Home Buyer
Programs
Atlanta Home
Mortgage
Read the most current news stories about
Atlanta Home Mortgage.
Finally, you may want to visit
Mortgage Rates Predictions to find out if now is a good time to apply for an
Atlanta Home Mortgage.
