Bell Gardens

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Bell Gardens Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Bell Gardens, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Bell Gardens Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Bell Gardens, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Bell Gardens California Overview & Statistics

Bell Gardens Overview

As of 2007, Bell Gardens's population is 45,285 people. Since 2000, it has had a population growth of 2.79 percent.

The median home cost in Bell Gardens is $499,500. Home appreciation the last year has been -4.78 percent.

Compared to the rest of the country, Bell Gardens's cost of living is 26.78% Higher than the U.S. average.

Bell Gardens public schools spend $4,977 per student. The average school expenditure in the U.S. is $6,058. There are about 24 students per teacher in Bell Gardens.

The unemployment rate in Bell Gardens is 7.40 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Bell Gardens jobs have Increased by 0.84 percent.

Bell Gardens Climate

Bell Gardens, CA, gets 15 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 28.

On average, there are 280 sunny days per year in Bell Gardens, CA. The July high is around 89 degrees. The January low is 48. Our comfort index, which is based on humidity during the hot months, is a 46 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Bell Gardens Housing

The median home value in Bell Gardens, CA, is $499,500. Home appreciation is -4.78% over the last year. The median age of Bell Gardens, CA, real estate is 38 years.

Bell Gardens, CA Apartments and Rentals

Renters make up 73.44% of the Bell Gardens, CA, population. 3.21% of houses and apartments in Bell Gardens, CA, are unoccupied (vacancy rate).

Bell Gardens Crime

Bell Gardens, CA, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Bell Gardens, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.bellgardens.org  

Bell Gardens Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans