Big Bear Lake

Home Loans

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Big Bear Lake Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Big Bear Lake, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Big Bear Lake Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Big Bear Lake, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Big Bear Lake California Overview & Statistics

Big Bear Lake Overview

As of 2007, Big Bear Lake's population is 6,169 people. Since 2000, it has had a population growth of 13.44 percent.

The median home cost in Big Bear Lake is $342,000. Home appreciation the last year has been -3.76 percent.

Compared to the rest of the country, Big Bear Lake's cost of living is 9.47% Higher than the U.S. average.

Big Bear Lake public schools spend $5,032 per student. The average school expenditure in the U.S. is $6,058. There are about 23 students per teacher in Big Bear Lake.

The unemployment rate in Big Bear Lake is 5.00 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Big Bear Lake jobs have Increased by 3.07 percent.

Big Bear Lake Climate

Big Bear Lake, CA, gets 22 inches of rain per year. The US average is 37. Snowfall is 62 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 44.

On average, there are 286 sunny days per year in Big Bear Lake, CA. The July high is around 81 degrees. The January low is 20. Our comfort index, which is based on humidity during the hot months, is a 25 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Big Bear Lake Housing

The median home value in Big Bear Lake, CA, is $342,000. Home appreciation is -3.76% over the last year. The median age of Big Bear Lake, CA, real estate is 26 years.

Big Bear Lake, CA Apartments and Rentals

Renters make up 9.93% of the Big Bear Lake, CA, population. 72.78% of houses and apartments in Big Bear Lake, CA, are unoccupied (vacancy rate).

Big Bear Lake Crime

Big Bear Lake, CA, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Big Bear Lake, CA, property crime, on a scale from 1 (low) to 10, is 7. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.citybigbearlake.com  

Big Bear Lake Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans