Citrus Heights

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Whether you are a first time home buyer or trading up to a larger home in Citrus Heights, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Citrus Heights Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Citrus Heights, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Citrus Heights California Overview & Statistics

Citrus Heights Overview

As of 2007, Citrus Heights's population is 84,547 people. Since 2000, it has had a population growth of -0.62 percent.

The median home cost in Citrus Heights is $365,700. Home appreciation the last year has been -4.68 percent.

Compared to the rest of the country, Citrus Heights's cost of living is 15.02% Higher than the U.S. average.

Citrus Heights public schools spend $5,614 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in Citrus Heights.

The unemployment rate in Citrus Heights is 3.40 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Citrus Heights jobs have Increased by 2.22 percent.

Citrus Heights Climate

Citrus Heights, CA, gets 23 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 69.

On average, there are 268 sunny days per year in Citrus Heights, CA. The July high is around 95 degrees. The January low is 38. Our comfort index, which is based on humidity during the hot months, is a 52 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Citrus Heights Housing

The median home value in Citrus Heights, CA, is $365,700. Home appreciation is -4.68% over the last year. The median age of Citrus Heights, CA, real estate is 28 years.

Citrus Heights, CA Apartments and Rentals

Renters make up 42.69% of the Citrus Heights, CA, population. 4.05% of houses and apartments in Citrus Heights, CA, are unoccupied (vacancy rate).

Citrus Heights Crime

Citrus Heights, CA, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Citrus Heights, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.citrusheights.net  

Citrus Heights Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans