Clearwater
Home Mortgage Loans
Get The Lowest Interest Rate On
Clearwater Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Clearwater Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a Clearwater
home mortgage, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is your local credit union.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications for Clearwater
mortgage loans.
Clearwater Florida
Overview & Statistics
Clearwater Overview
As of 2007, Clearwater's population is 107,742 people. Since 2000, it has had a population growth of -0.96 percent.
The median home cost in Clearwater is $305,800. Home appreciation the last year has been -2.23 percent.
Compared to the rest of the country, Clearwater's cost of living is 2.08% Lower than the U.S. average.
Clearwater public schools spend $5,157 per student. The average school expenditure in the U.S. is $6,058. There are about 19 students per teacher in Clearwater.
The unemployment rate in Clearwater is 2.70 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Clearwater jobs have Increased by 1.61 percent.
Clearwater Climate
Clearwater, FL, gets 51 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 104.
On average, there are 240 sunny days per year in Clearwater, FL. The July high is around 90 degrees. The January low is 52. Our comfort index, which is based on humidity during the hot months, is a 28 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Clearwater Housing
The median home value in Clearwater, FL, is $305,800. Home appreciation is -2.23% over the last year. The median age of Clearwater, FL, real estate is 31 years.
Clearwater, FL Apartments and Rentals
Renters make up 32.18% of the Clearwater, FL, population. 14.84% of houses and apartments in Clearwater, FL, are unoccupied (vacancy rate).
Clearwater Crime
Clearwater, FL, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Clearwater, FL, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources please also visit:
www.myclearwater.com
Clearwater Real Estate Agents
Florida First
Time Home Buyers Grants
Florida First
Time Home Buyer Programs
Florida Home Loan
Clearwater mortgage loans in the news.
Finally, you may want to visit
Mortgage Rates Predictions to find out if now is a good time to apply for
a Clearwater home mortgage.
