Clovis

Home Loans

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Whether you are a first time home buyer or trading up to a larger home in Clovis, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Clovis Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Clovis, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Clovis California Overview & Statistics

Clovis Overview

As of 2007, Clovis's population is 89,316 people. Since 2000, it has had a population growth of 30.45 percent.

The median home cost in Clovis is $365,200. Home appreciation the last year has been -3.37 percent.

Compared to the rest of the country, Clovis's cost of living is 13.01% Higher than the U.S. average.

Clovis public schools spend $5,058 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in Clovis.

The unemployment rate in Clovis is 4.30 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Clovis jobs have Increased by 1.26 percent.

Clovis Climate

Clovis, CA, gets 11 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 45.

On average, there are 272 sunny days per year in Clovis, CA. The July high is around 98 degrees. The January low is 38. Our comfort index, which is based on humidity during the hot months, is a 53 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Clovis Housing

The median home value in Clovis, CA, is $365,200. Home appreciation is -3.37% over the last year. The median age of Clovis, CA, real estate is 20 years.

Clovis, CA Apartments and Rentals

Renters make up 36.65% of the Clovis, CA, population. 3.54% of houses and apartments in Clovis, CA, are unoccupied (vacancy rate).

Clovis Crime

Clovis, CA, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Clovis, CA, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

Clovis Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans