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Whether you are a first time home buyer or trading up to a larger home in Colusa, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Colusa Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Colusa, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Colusa California Overview & Statistics

Colusa Overview

As of 2007, Colusa's population is 5,841 people. Since 2000, it has had a population growth of 8.13 percent.

The median home cost in Colusa is $309,000. Home appreciation the last year has been -10.41 percent.

Compared to the rest of the country, Colusa's cost of living is 9.36% Higher than the U.S. average.

Colusa public schools spend $4,826 per student. The average school expenditure in the U.S. is $6,058. There are about 19 students per teacher in Colusa.

The unemployment rate in Colusa is 11.50 percent(U.S. avg. is 4.60%). Recent job growth is Negative. Colusa jobs have Decreased by 11.03 percent.

Colusa Climate

Colusa, CA, gets 16 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 56.

On average, there are 264 sunny days per year in Colusa, CA. The July high is around 95 degrees. The January low is 37. Our comfort index, which is based on humidity during the hot months, is a 52 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Colusa Housing

The median home value in Colusa, CA, is $309,000. Home appreciation is -10.41% over the last year. The median age of Colusa, CA, real estate is 44 years.

Colusa, CA Apartments and Rentals

Renters make up 36.46% of the Colusa, CA, population. 6.09% of houses and apartments in Colusa, CA, are unoccupied (vacancy rate).

Colusa Crime

Colusa, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Colusa, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.colusa-ca.gov

Colusa Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans

 


   
Housing Not Yet At Bottom
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for an Economic Depression in 2011 -2012. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>

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