Crescent City

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Whether you are a first time home buyer or trading up to a larger home in Crescent City, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Crescent City Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Crescent City, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Crescent City California Overview & Statistics

Crescent City Overview

As of 2007, Crescent City's population is 7,860 people. Since 2000, it has had a population growth of 96.21 percent.

The median home cost in Crescent City is $310,000. Home appreciation the last year has been 3.68 percent.

Compared to the rest of the country, Crescent City's cost of living is 0.62% Lower than the U.S. average.

Crescent City public schools spend $5,636 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Crescent City.

The unemployment rate in Crescent City is 6.90 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Crescent City jobs have Increased by 3.24 percent.

Crescent City Climate

Crescent City, CA, gets 64 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 110.

On average, there are 182 sunny days per year in Crescent City, CA. The July high is around 65 degrees. The January low is 41. Our comfort index, which is based on humidity during the hot months, is a 81 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Crescent City Housing

The median home value in Crescent City, CA, is $310,000. Home appreciation is 3.68% over the last year. The median age of Crescent City, CA, real estate is 31 years.

Crescent City, CA Apartments and Rentals

Renters make up 60.34% of the Crescent City, CA, population. 10.06% of houses and apartments in Crescent City, CA, are unoccupied (vacancy rate).

Crescent City Crime

Crescent City, CA, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Crescent City, CA, property crime, on a scale from 1 (low) to 10, is 4. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.crescentcity.org

Crescent City Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans