Daly City

Home Loans

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Daly City Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Daly City, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Daly City Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Daly City, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Daly City California Overview & Statistics

Daly City Overview

As of 2007, Daly City's population is 101,005 people. Since 2000, it has had a population growth of -2.52 percent.

The median home cost in Daly City is $729,000. Home appreciation the last year has been -3.36 percent.

Compared to the rest of the country, Daly City's cost of living is 61.34% Higher than the U.S. average.

Daly City public schools spend $5,044 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in Daly City.

The unemployment rate in Daly City is 4.50 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Daly City jobs have Increased by 2.31 percent.

Daly City Climate

Daly City, CA, gets 20 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 64.

On average, there are 261 sunny days per year in Daly City, CA. The July high is around 71 degrees. The January low is 42. Our comfort index, which is based on humidity during the hot months, is a 63 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Daly City Housing

The median home value in Daly City, CA, is $729,000. Home appreciation is -3.36% over the last year. The median age of Daly City, CA, real estate is 42 years.

Daly City, CA Apartments and Rentals

Renters make up 39.91% of the Daly City, CA, population. 1.68% of houses and apartments in Daly City, CA, are unoccupied (vacancy rate).

Daly City Crime

Daly City, CA, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Daly City, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.daly-city.ca.us

Daly City Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans