Dana Point

Home Loans

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Whether you are a first time home buyer or trading up to a larger home in Dana Point, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Dana Point Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Dana Point, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Dana Point California Overview & Statistics

Dana Point Overview

As of 2007, Dana Point's population is 35,945 people. Since 2000, it has had a population growth of 2.38 percent.

The median home cost in Dana Point is $1,287,700. Home appreciation the last year has been -3.85 percent.

Compared to the rest of the country, Dana Point's cost of living is 113.78% Higher than the U.S. average.

Dana Point public schools spend $5,038 per student. The average school expenditure in the U.S. is $6,058. There are about 21 students per teacher in Dana Point.

The unemployment rate in Dana Point is 2.50 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Dana Point jobs have Increased by 0.78 percent.

Dana Point Climate

Dana Point, CA, gets 13 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 35.

On average, there are 275 sunny days per year in Dana Point, CA. The July high is around 76 degrees. The January low is 43. Our comfort index, which is based on humidity during the hot months, is a 55 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Dana Point Housing

The median home value in Dana Point, CA, is $1,287,700. Home appreciation is -3.85% over the last year. The median age of Dana Point, CA, real estate is 26 years.

Dana Point, CA Apartments and Rentals

Renters make up 35.45% of the Dana Point, CA, population. 7.60% of houses and apartments in Dana Point, CA, are unoccupied (vacancy rate).

Dana Point Crime

Dana Point, CA, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Dana Point, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.danapoint.org

Dana Point Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans