Daytona Beach
Home Mortgage Loans
Get The Lowest Interest Rate On
Daytona Beach Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Daytona Beach Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in Daytona Beach, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
Daytona Beach Florida
Overview & Statistics
Daytona Beach Overview
As of 2007, Daytona Beach's population is 64,183 people. Since 2000, it has had a population growth of 0.11 percent.
The median home cost in Daytona Beach is $196,400. Home appreciation the last year has been -4.74 percent.
Compared to the rest of the country, Daytona Beach's cost of living is 15.05% Lower than the U.S. average.
Daytona Beach public schools spend $5,227 per student. The average school expenditure in the U.S. is $6,058. There are about 11 students per teacher in Daytona Beach.
The unemployment rate in Daytona Beach is 3.40 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Daytona Beach jobs have Increased by 1.74 percent.
Daytona Beach Climate
Daytona Beach, FL, gets 50 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 106.
On average, there are 230 sunny days per year in Daytona Beach, FL. The July high is around 90 degrees. The January low is 49. Our comfort index, which is based on humidity during the hot months, is a 26 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Daytona Beach Housing
The median home value in Daytona Beach, FL, is $196,400. Home appreciation is -4.74% over the last year. The median age of Daytona Beach, FL, real estate is 34 years.
Daytona Beach, FL Apartments and Rentals
Renters make up 45.20% of the Daytona Beach, FL, population. 14.19% of houses and apartments in Daytona Beach, FL, are unoccupied (vacancy rate).
Daytona Beach Crime
Daytona Beach, FL, violent crime, on a scale from 1 (low crime) to 10, is 8. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Daytona Beach, FL, property crime, on a scale from 1 (low) to 10, is 7. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources please also visit:
www.ci.daytona-beach.fl.us
www.dbshores.org
Daytona Beach Real Estate Agents
Florida First
Time Home Buyers Grants
Florida First
Time Home Buyer Programs
Florida Home Loan
