DeFuniak Springs

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Whether you are a first time home buyer or trading up to a larger home in DeFuniak Springs, we work to find the best home loan solution in defuniak springs for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For DeFuniak Springs Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in DeFuniak Springs, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

DeFuniak Springs Florida Overview & Statistics

DeFuniak Springs Overview

As of 2007, De Funiak Springs's population is 4,989 people. Since 2000, it has had a population growth of -1.97 percent.

The median home cost in De Funiak Springs is $179,900. Home appreciation the last year has been -9.96 percent.

Compared to the rest of the country, De Funiak Springs's cost of living is 17.93% Lower than the U.S. average.

De Funiak Springs public schools spend $5,202 per student. The average school expenditure in the U.S. is $6,058. There are about 17 students per teacher in De Funiak Springs.

The unemployment rate in De Funiak Springs is 1.90 percent(U.S. avg. is 4.60%). Recent job growth is Positive. De Funiak Springs jobs have Increased by 10.37 percent.

DeFuniak Springs Climate

De Funiak Springs, FL, gets 66 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 119.

On average, there are 228 sunny days per year in De Funiak Springs, FL. The July high is around 92 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 24 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

DeFuniak Springs Housing

The median home value in De Funiak Springs, FL, is $179,900. Home appreciation is -9.96% over the last year. The median age of De Funiak Springs, FL, real estate is 38 years.

De Funiak Springs, FL Apartments and Rentals

Renters make up 31.94% of the De Funiak Springs, FL, population. 12.28% of houses and apartments in De Funiak Springs, FL, are unoccupied (vacancy rate).

DeFuniak Springs Crime

De Funiak Springs, FL, violent crime, on a scale from 1 (low crime) to 10, is 1. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

De Funiak Springs, FL, property crime, on a scale from 1 (low) to 10, is 1. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.defuniaksprings.net

DeFuniak Springs Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan