Del Mar

Home Loans

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Del Mar Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Del Mar, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Del Mar Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Del Mar, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Del Mar California Overview & Statistics

Del Mar Overview

As of 2007, Del Mar's population is 4,369 people. Since 2000, it has had a population growth of -0.46 percent.

The median home cost in Del Mar is $2,350,000. Home appreciation the last year has been -5.81 percent.

Compared to the rest of the country, Del Mar's cost of living is 233.64% Higher than the U.S. average.

Del Mar public schools spend $5,923 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Del Mar.

The unemployment rate in Del Mar is 4.20 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Del Mar jobs have Increased by 0.30 percent.

Del Mar Climate

Del Mar, CA, gets 9 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 38.

On average, there are 264 sunny days per year in Del Mar, CA. The July high is around 91 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 45 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Del Mar Housing

The median home value in Del Mar, CA, is $2,350,000. Home appreciation is -5.81% over the last year. The median age of Del Mar, CA, real estate is 35 years.

Del Mar, CA Apartments and Rentals

Renters make up 38.38% of the Del Mar, CA, population. 13.67% of houses and apartments in Del Mar, CA, are unoccupied (vacancy rate).

Del Mar Crime

Del Mar, CA, violent crime, on a scale from 1 (low crime) to 10, is 1. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Del Mar, CA, property crime, on a scale from 1 (low) to 10, is 1. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.delmar.ca.us  

Del Mar Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans