Denver

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Denver Home Loans.

Whether you are a first time home buyer or trading up to a larger home, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Denver Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Denver Colorado Overview & Statistics

Denver Overview

As of 2007, Denver's population is 566,974 people. Since 2000, it has had a population growth of 2.22 percent.

The median home cost in Denver is $319,700. Home appreciation the last year has been 3.57 percent.

Compared to the rest of the country, Denver's cost of living is 4.88% Higher than the U.S. average.

Denver public schools spend $5,642 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Denver.

The unemployment rate in Denver is 3.70 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Denver jobs have Increased by 2.05 percent.

Denver Climate

Denver, CO, gets 16 inches of rain per year. The US average is 37. Snowfall is 45 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 74.

On average, there are 245 sunny days per year in Denver, CO. The July high is around 94 degrees. The January low is 22. Our comfort index, which is based on humidity during the hot months, is a 57 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Denver Housing

The median home value in Denver, CO, is $319,700. Home appreciation is 3.57% over the last year. The median age of Denver, CO, real estate is 45 years.

Denver, CO Apartments and Rentals

Renters make up 44.69% of the Denver, CO, population. 4.84% of houses and apartments in Denver, CO, are unoccupied (vacancy rate).

Denver Crime

Denver, CO, violent crime, on a scale from 1 (low crime) to 10, is 7. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Denver, CO, property crime, on a scale from 1 (low) to 10, is 7. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.