Desert Hot Springs

Home Loans

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Desert Hot Springs Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Desert Hot Springs, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Desert Hot Springs Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Desert Hot Springs, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Desert Hot Springs California Overview & Statistics

Desert Hot Springs Overview

As of 2007, Desert Hot Springs's population is 22,824 people. Since 2000, it has had a population growth of 37.64 percent.

The median home cost in Desert Hot Springs is $286,000. Home appreciation the last year has been -4.35 percent.

Compared to the rest of the country, Desert Hot Springs's cost of living is 1.54% Higher than the U.S. average.

Desert Hot Springs public schools spend $4,717 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Desert Hot Springs.

The unemployment rate in Desert Hot Springs is 5.20 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Desert Hot Springs jobs have Increased by 3.07 percent.

Desert Hot Springs Climate

Desert Hot Springs, CA, gets 8 inches of rain per year. The US average is 37. Snowfall is 3 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 21.

On average, there are 271 sunny days per year in Desert Hot Springs, CA. The July high is around 108 degrees. The January low is 42. Our comfort index, which is based on humidity during the hot months, is a 18 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Desert Hot Springs Housing

The median home value in Desert Hot Springs, CA, is $286,000. Home appreciation is -4.35% over the last year. The median age of Desert Hot Springs, CA, real estate is 22 years.

Desert Hot Springs, CA Apartments and Rentals

Renters make up 43.28% of the Desert Hot Springs, CA, population. 16.55% of houses and apartments in Desert Hot Springs, CA, are unoccupied (vacancy rate).

Desert Hot Springs Crime

Desert Hot Springs, CA, violent crime, on a scale from 1 (low crime) to 10, is 7. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Desert Hot Springs, CA, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.desert-hot-springs.us

Desert Hot Springs Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans