Elk Grove

Home Loans

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Elk Grove Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Elk Grove, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Elk Grove Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Elk Grove, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Elk Grove California Overview & Statistics

Elk Grove Overview

As of 2007, Elk Grove's population is 129,184 people. Since 2000, it has had a population growth of 115.36 percent.

The median home cost in Elk Grove is $355,100. Home appreciation the last year has been -6.50 percent.

Compared to the rest of the country, Elk Grove's cost of living is 13.92% Higher than the U.S. average.

Elk Grove public schools spend $5,387 per student. The average school expenditure in the U.S. is $6,058. There are about 21 students per teacher in Elk Grove.

The unemployment rate in Elk Grove is 3.90 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Elk Grove jobs have Increased by 2.22 percent.

Elk Grove Climate

Elk Grove, CA, gets 18 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 58.

On average, there are 266 sunny days per year in Elk Grove, CA. The July high is around 92 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 53 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Elk Grove Housing

The median home value in Elk Grove, CA, is $355,100. Home appreciation is -6.50% over the last year. The median age of Elk Grove, CA, real estate is 15 years.

Elk Grove, CA Apartments and Rentals

Renters make up 16.69% of the Elk Grove, CA, population. 1.94% of houses and apartments in Elk Grove, CA, are unoccupied (vacancy rate).

Elk Grove Crime

Elk Grove, CA, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Elk Grove, CA, property crime, on a scale from 1 (low) to 10, is 4. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.elkgrovecity.org

Elk Grove Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans