First Time Home Buyer

Grants in California

Complete California First Time Home Buyer Grant Information.

Are you thinking of buying your first home in California? Would you like a free gift of money to help you purchase that first home? Unfortunately, the state of California does not provide free money for its residents who are first time home buyers and need help with the down payment and closing costs as some other states do. However, there is still Federal Grant money available as well as grants from private foundations. This is free money that shouldn't be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the first time home buyer grant programs that are available to you.

Writing the Perfect Grant Application

Located within this site is a large amount on information on where to find grant programs for first time home buyers in each state. However, it is beyond the scope of this website to teach our visitors how to write a perfect grant application. While it is important to find grant sources that are applicable to your situation, it is equally important to write a quality grant application that will win you grant money. For this reason we have worked out a special arrangement with The Grant Assistant to provide our visitors with a complete grant writing kit. This kit provides additional sources of agencies that provide grants (over 1,400 sources). It will also assist you in writing the perfect grant application. The information contained in this kit is priceless. We highly suggest you obtain this valuable resource if you are even remotely interested in obtaining cash grants. The kit is completely free and you only have to pay $1.97 for postage. For less than two dollars you can get complete information that could bring you a grant of ten, fifteen, or twenty thousand dollars. We can't stress highly enough how much value you receive for less than two dollars. Click here to get these CD's rushed to your home, or see the offer at the bottom of this page.

Federal First Time Home Buyer Grants

Besides the state programs, there are federal funds and grants available to first time home buyers in California through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you'll find complete grant information, application forms, description of available funds, as well as many other helpful tools.

Every potential first time home buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also, there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.gov. First time home buyers should plan to spend the required time investigating to determine how many individual grants they may qualify for. You can visit the website by going to Grants.gov.

Other First Time Home Buyer Grants

There are also these local first time home buyer programs:

Alameda Down payment Assistance Program (DAP)(510) 749-5824
Anaheim Home Program (HOME) (714) 765-4340
Anaheim Police Residence Assistance Program (PRAP) (714) 765-4340
Anaheim Second Mortgage Assistance Program (SMAP) (714) 765-4340
Brentwood Police Officer Recruitment Incentive Program (BPOAP) (925) 516-5195
California Gold Taxable MRB Second Mortgage Loan Program (SML) (916) 444-2615
California School Facility Fee Down Payment Assistance Program (DPA) (916) 322-1353
Campbell Deferred Second Loan Program (DSLP) (408) 299-5142
Chico Mortgage Subsidy Program (MSP) (916) 895-4862
Coalinga Down payment Assistance Program (DAP) (559) 935-1533
Concord First Time Homebuyer Program (FTHB) (925) 671-3325
Costa Mesa Homebuyer Assistance Program (HAP) (714) 754-5692
Culver City Mortgage Assistance Program (MAP) (310) 253-5780
Del Norte/Humboldt Yurok Indian Housing Authority Down payment Assistance Gift (707) 482-1506
Dinuba Homebuyer Assistance Program (HAP) (559) 591-5900
Dixon Down Payment Assistance Program (DPA) (707) 678-7000
El Cajon 120% First Time Homebuyer Program (FTHB) (619) 441-1768
El Cajon 80% First Time Homebuyers Program (FTHB) (619) 441-1768
El Monte Down Payment Assistance Program (DPAP) (626) 580-2070
Emeryville First Time Homebuyer Program (FTHP) Moderate Income (510) 596-4316
Fairfield City-Wide In-fill Housing Silent Loan Program (FSLP-2nd) (707) 428-7457
Fairfield City-Wide In-Fill Housing Silent Loan Program (FSLP-3rd) (707) 428-7457
Fremont Adams Ave Home Project Second Mortgage (SM) (510) 494-4520
Fremont First Time Homebuyer Programs (FTHB) (510) 494-4506
Fresno CalHome Mortgage Assistance Program (MAP) (559) 262-4292
Fresno County Down payment Assistance Program (DAP) (559) 262-4292
Fresno County- Economic Opportunities Commission Refugee Individual Development Account (IDA) (559) 263-1065
Fresno Downpayment Assistance Program (DAP) (559) 498-4815
Grand Terrace Affordable Housing Program (AHP) (909) 825-3825
Hanford Home Sweet Home Program (Home) (559) 585-2587
Hawthorne First Time Homebuyer Program (FTHP) (310) 970-7086
Hayward First Time Homebuyer Program (FHP) (510) 583-4244
Hesperia First Time Homebuyer Down payment Assistance Program (DAP) (760) 947-1907
Imperial First Time Home Buyer Program (FTHB) (760) 355-4373
La Quinta Home Purchase Program (HPP) (714) 541-4585
Lincoln Homebuyer Mortgage Program (800) 995-0431
Livermore Down Payment Assistance (DAP) (925) 373-5699
Livermore Down Payment Assistance Program (DAP) Ten Year Amortization Second Loan (925) 373-5699
Long Beach Housing Development Company Down payment Assistance Program (DAP) (562) 570-6949
Los Angeles County Home Ownership Program (HOP) (213) 890-7248
Los Angeles County Montebello Housing Development Corporation Calhome FTHB Mortgage Assistance Program (MAP) (323) 722-3955
Madera County Homebuyer Assistance Program (HAP) (559) 675-7821
Manteca City Manteca First Time Home Buyer Assistance Program (DAP) (209) 239-8427
Mendocino County Down Payment Assistance Program (DPAP) (707) 463-5462
Mendocino County Individual Development Empowerment Account Program (IDEA) (707) 462-0522
Mendota First Time Homebuyers Program (FTHP) (559) 655-3291
Merced County First Time Homebuyer Program (FTHP) (209) 385-7654
Merced First Time First Time Home Buyer Grants Program (FTHB) (209) 385-6863
Modesto Down Payment Assistance Program (DPAP) (209) 577-5310
Monterey County First Time Home Buyers Program (FTHB) (831) 786-1357
Monterey Down Payment Assistance Program (DAP) (831) 646-3728
Napa First Time Homebuyer Loan Program (FTHB) (707) 257-9543
National City First-Time Homebuyer Program (FTHP) (619) 336-4250
Nevada County Down payment Assistance Program (DAP) (530) 265-1388
Norco First Time Homebuyer Program (FTHB) (909) 270-5645
Oakland "Public Safety Officer/Teacher/Communications Dispatcher Down Payment Assistance Program" (DAP) (510) 238-3909
Oakland Mortgage Assistance Program (MAP) (510) 238-3344
Oroville First Time Homebuyer Program (FTHB) (530) 538-2495
Oroville First Time Homebuyer Program (FTHB) (530) 538-2495
Oxnard Historical Enhancement & Revitalization of Oxnard (HERO) (805) 385-7400
Oxnard Resale Housing Conditional Matching Grant Program (GRANT) (805) 385-7400
Palmdale Mortgage Assistance Program (MAP) (661) 267-5126
Pasadena Homeownership Opportunities Program (HOP) (626) 744-8316
Pasadena Neighborhood Housing Services Inc CalHome First Time Homebuyer Program (FTHP) (626) 744-4141
Paso Robles CalHome Program (CalHome) (805) 237-3970
Placer County First Time Homebuyer Assistance Program (FTHB) (530) 889-4246
Pomona Calhome First Time Home Buyer Program (FTHB) (909) 620-3630
Porterville First Time Low Income Home Buyer Program (FTHB) (559) 782-7460
Rancho Cucamonga First Time Homebuyer Program (909) 884-6891
Redding Down payment Assistance Program (DAP) (530) 225-4173
Redlands First Time Homebuyer Program (FTHB) (909) 884-6891
Richmond In-Fill Homeowner Assistance Program (INFILL) (510) 307-8151
Rio Vista First Time Home Buyer Program (FTHB) (707) 374-6451
Ripon Gap Down Payment Assistance Program (GAP) (209) 599-2108
Riverside CalHome Mortgage Assistance Program (MAP) (909) 341-6511
Riverside County Individaul Development Account (IDA) (909) 955-4900
Rocklin First Time Homebuyers Down Payment Assistance Program (FTHB) (800) 995-0431
Roseville First Time Homebuyer Program (FTHP) (916) 774-5446
Round Valley Indian Housing Homebuyer Assistance Program (HAP) (707) 983-6188
Sacramento CalHome First Time Homebuyer Mortgage Assistance Program (MAP) (916) 264-1522
Sacramento County and City First Time Home Buyer Program (FTHP) (916) 264-1524
Sacramento County and City Homebuyers Assistance Program (HAP) (916) 264-1524
Sacramento County MCC Expanded Teacher Home Purchase First Time Homebuyer Program (FTHB) (916) 264-1524
Sacramento County MCC Expanded Teacher Home Purchase Homebuyer Assistance Program (HAP) (916) 264-1524
Sacramento Mortgage Assistance Program (MAP) (916) 264-1522
Salinas First Time Homebuyer Down payment Assistance Program (408) 758-7334
San Diego County San Diego Neighborhood Housing Services CalHome Program (CalHome) (619) 282-6647
San Diego Down Payment Assistance Grant Program (DPAG) (619) 578-7491
San Diego Neighborhood Housing Services Cost Assistance Support for Homebuyers Program (CASH) (619) 282-6647
San Fernando First Time Homebuyer Program (FTHP) (818) 898-1233
San Francisco First Time Homebuyer Program (FTHB) (415) 252-3177
San Joaquin County GAP Loan Program (GAP) (209) 468-3157
San Jose Neighborhood Housing Services of Silicon Valley, "The Vernal Fund" Mortgage Assistance Program (MAP) (408) 272-2878
San Jose Teachers Homebuyer Program (THP) (408) 277-8486
San Leandro First Time Homebuyer Program (FTHB) (510) 577-6002
San Marcos Down Payment Assistance Loan Program (DPAL) (760) 744-1050
San Mateo County Start Program 2nd Lien (650) 802-5033
San Mateo County StartPLUS 3rd Lien (650) 802-5033
San Mateo Countywide Home Investment Partnership Program (CHIP) (650) 522-7223
San Mateo First Time Home Buyer Program (FTHB) (650) 522-7220
Sanger First Time Homebuyers Program (FTHP) (559) 876-6329
Santa Clara County Deferred Closing Cost Program (DCCP) (408) 299-5142
Santa Clara County Second Loan Program for Teachers (SLPT) (408) 441-4260
Santa Cruz County First Time Home Buyer Program (FTHB) (408) 454-2280
Seaside First Time Home Buyer Program (831) 899-6728
Shasta County Down Payment Assistance Program (DAP) (530) 245-6431
Simi Valley Closing Cost Grant Assistance (GRANT) (805) 583-6853
Simi Valley First Time Homebuyer Assistance Program (FTHB) (805) 583-6853
Sonoma County Employee Second Mortgage Program (ESMP) (707) 565-7500
South Lake Tahoe First Time Homebuyer Assistance Program (FTHB) (530) 542-6157
Stanislaus County Down Payment Assistance Program (DPA) (209) 525-6330
Stanislaus County Public Facilities Fee Deferral Program (PFF) (209) 523-6330
Tulare County First Time Homebuyer Program (559) 733-6291
Turlock First Time Home Buyers Program (FTHB) (209) 668-5610
Ukiah Down Payment Assistance Program (DAP) (707) 463-5462
Upland Primary Assistance Loan Program (PAL) (909) 931-4113
Vacaville Down Payment Assistance Loan Program (DPAL) (707) 449-5687
Ventura First Time Home Buyer Grants Program (HBAP) (805) 654-0038
Victorville Mortgage Assistance Program (MAP) (760) 955-5032
Visalia Homebuyer Assistance Program (HAP) (559) 738-3460
Waterford First Time Home Buyer Assistance Program (DAP) (916) 725-1181
Watsonville Down payment Assistance Program (DAP) (831) 728-6014
Watsonville First Time Home Buyer Program (FTHP) (831) 728-6014
Woodlake First Time Home Buyer Grants Program (HAP) (209) 564-8055
Yuba City First Time Homebuyer Assistance Program (FTHB) (530) 822-4697

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