First Time Home Buyer

Grants in Florida

Complete Florida First Time Home Buyer Grant Information.

Are you thinking of buying your first home in Florida? Would you like a free gift of money to help you purchase that first home? If you answered yes to these two questions, there is great news for you. The state of Florida provides free money for its residents who are first time home buyers and need help with the down payment and closing costs. This money comes in the form of state grants. This is free money that shouldn't be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the first time home buyer grant programs that the State of Florida provides.

Florida First Time Home Buyer Grants

The agency in Florida that provides assistance to first time home buyers is The Florida Housing and Community Development. There are several first time home buyer grants available, depending upon the program and your income. To find out which grant programs you may qualify for, please visit the Florida Housing and Community Development website which describes all the grant programs in detail.

Writing the Perfect Grant Application

Located within this site is a large amount on information on where to find grant programs for first time home buyers in each state. However, it is beyond the scope of this website to teach our visitors how to write a perfect grant application. While it is important to find grant sources that are applicable to your situation, it is equally important to write a quality grant application that will win you grant money. For this reason we have worked out a special arrangement with The Grant Assistant to provide our visitors with a complete grant writing kit. This kit provides additional sources of agencies that provide grants (over 1,400 sources). It will also assist you in writing the perfect grant application. The information contained in this kit is priceless. We highly suggest you obtain this valuable resource if you are even remotely interested in obtaining cash grants. The kit is completely free and you only have to pay $1.97 for postage. For less than two dollars you can get complete information that could bring you a grant of ten, fifteen, or twenty thousand dollars. We can't stress highly enough how much value you receive for less than two dollars. Click here to get these CD's rushed to your home, or see the offer at the bottom of this page.

Federal First Time Home Buyer Grants

Besides the state programs, there are federal funds and grants available to first time home buyers in Florida through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you'll find complete grant information, application forms, description of available funds, as well as many other helpful tools.

Every potential first time home buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also, there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.gov. First time home buyers should plan to spend the required time investigating to determine how many individual grants they may qualify for. You can visit the website by going to Grants.gov.

Other First Time Home Buyer Grants

There are also these local first time home buyer programs:

Alachula County State Housing Initiatives Partnership Program (SHIP) (352) 374-5249
Baker County- State Housing Initiatives Partnership (SHIP) (904) 259-3613
Bay County State Housing Initiatives Partnership Program (SHIP) (850) 234-6358
Boca Raton State Housing Initiatives Partnership Homebuyer Assistance Program (SHIP) (561) 393-7758
Bonita Springs Area Housing Development Corporation- SHIP Down Payment / Closing Cost Assistance (SHIP) (239) 652-7938
Bradenton Housing Assistance Program (HAP) (941) 714-7509
Brevard County First Time Home Buyer Program (321) 633-2075
Cape Coral Down Payment Assistance Program (DPAP) (239) 573-1222
Citrus County SHIP Down payment Closing Costs Assistance Program (DCCAP) (352) 527-5377
Clearwater Down Payment/Closing Cost Assistance Program (DPCCA) (727) 562-4030
Columbia County State Housing Initiatives Partnership Program (SHIP) (386) 362-4115
Deltona SHIP Purchase Assistance Program (386) 561-2200
DeSoto County State Housing Initiative Program (SHIP) (863) 993-4858
Escambia County- SHIP Affordable Housing Initiative Program New Construction (AHIP) (850) 458-0464
Flagler County State Housing Initiatives Partnership Program (SHIP) (386) 437-7484
Gainesville Central Florida Community Action Agency, Inc. HOME Purchase Deferred Grant Assistance Program (HOME) (352) 373-7667
Gainesville Neighborhood Housing & Development Corporation (NHDC) HOME Subsidy Program (HSP) (352) 380-9112
Gainesville SHIP Down payment Assistance Program (SHIP) (352) 334-5026
Hardee County, State Housing Initiatives Partnership Home Ownership Assistance Program (SHIP) (863) 773-6349
Hendry County State Housing Initiative Partnership Program (SHIP) (863) 675-5297
Hernando County SHIP Down Payment Assistance Program (DPAP) (352) 754-4160
Hillsborough County Heritage Housing Inc First Time Homebuyer Program (FTHP) (813) 961-5990
Hillsborough County Housing & Education Alliance First Time Homebuyers Program (813) 744-5557
Hillsborough County Tampa Bay CDC Assistance Program (AP) (813) 744-5557
Lakeland Keystone Challenge Fund Inc State Housing Initiatives Partnership Program (SHIP) (863) 682-1025
Lee County SHIP Down Payment/Closing Cost Assistance (239) 652-7938
Levy County SHIP Purchase Assistance (SHIP) (352) 486-5268
Manatee County Infill Assistance Program (941) 749-3030
Manatee County SHIP Down Payment & Closing Cost Assistance Program (DAP) (941) 749-3030
Melbourne Purchase Assistance Program (PAP) (321) 253-0053
Monroe County First Time Homebuyer Program (SHIP) (305) 292-1221
Multi County Autographed Book Give-Away for Inner City Youth Inc Affordable Housing Program (407) 426-8597
Multi County Clearwater Neighborhood Housing Services, Inc. Down Payment Assistance Program (DPAP) (727) 442-4155
Okaloosa County Okaloosa Community Development Corporation Down Payment/Closing Cost Assistance Program (850) 651-7376
Okeechobee County State Housing Initiatives Partnership Program (SHIP) (863) 763-6731
Orange County Down Payment Assistance Program (DPAP) (407) 836-4240
Orlando Down payment Assistance Program (DAP) (407) 246-2708
Osceola County State Housing Initiatives Partnership Housing Assistance Program (SHIP) (407) 343-3105
Palm Bay Down Payment Assistance Program (DPAP) (321) 409-8181
Palm Beach County Hardship "B" Second Mortgage Subsidy Program (SMS) (561) 233-3650
Pasco County Homebuyer Assistance Program (HAP) (813) 847-8970
Pinellas CountyTampa Bay Community Development Corporation Homeownership Assistance Program (HAP) (727) 442-7075
Polk County Keystone Challenge Fund Inc State Housing Initiatives Partnership Program (SHIP) (863) 682-1025
Santa Rosa County SHIP Deferred Program Loan (850) 595-8910
Sarasota County Down Payment Assistance Program (DPAP) (941) 951-3640
St. Cloud Deer Creek Subdivision Affordable Housing Program (AHP) (850) 488-4197
St. Cloud Deer Creek Subdivision HOME Ownership Program (HOME) (850) 488-4197
St. Petersburg Hope VI Program (HVI) (727) 893-7615
St. Petersburg W.I.N Homebuyers Down payment & Closing Cost Assistance Program (WIN) (727) 893-7247
Tampa Deferred Payment Loan (DPL) (813) 274-7977
Union County Suwannee River Economic Council Inc SHIP Program (SHIP) (386) 362-4115
Volusia County State Housing Initiatives Partnership Down Payment Assistance Program (SHIP) (386) 736-5955
Winterhaven Keystone Challenge Fund Inc State Housing Initiatives Partnership Program (SHIP) (863) 682-1025

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