First Time Home Buyer

Grants in North Dakota

Complete North Dakota First Time Home Buyer Grant Information.

Are you thinking of buying your first home in North Dakota? Would you like a free gift of money to help you purchase that first home? If you answered yes to these two questions, there is great news for you. The state of North Dakota provides free money for its residents who are first time home buyers and need help with the down payment and closing costs. This money comes in the form of state grants. This is free money that shouldn't be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the first time home buyer grant programs that the State of North Dakota provides.

North Dakota First Time Home Buyer Grants

The agency in North Dakota that provides assistance to first time home buyers is The North Dakota Housing Finance Agency. There is one first time home buyer grant available, depending upon your income: the Start Program. First time home buyers can get a grant of up to 3% of the mortgage amount on their first home. To find out the details of this grant, please visit the North Dakota Housing Finance Agency website page specifically describing all the grant programs.

Writing the Perfect Grant Application

Located within this site is a large amount on information on where to find grant programs for first time home buyers in each state. However, it is beyond the scope of this website to teach our visitors how to write a perfect grant application. While it is important to find grant sources that are applicable to your situation, it is equally important to write a quality grant application that will win you grant money.

Federal First Time Home Buyer Grants

Besides the state programs, there are federal funds and grants available to first time home buyers in North Dakota through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you'll find complete grant information, application forms, description of available funds, as well as many other helpful tools.

Every potential first time home buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also,  there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.gov. First time home buyers should plan to spend the required time investigating to determine how many individual grants they may qualify for. You can visit the website by going to Grants.gov.

Other First Time Home Buyer Grants

There are also these local first time home buyer programs:

Fargo First Time Home Buyer Grants Program (HAP) (701) 297-7783
Grand Forks Affordable In-Fill Program (DAP) (701) 746-2545
Grand Forks American Dream Program Down Payment And Closing Cost Gift Assistance (DCA) (701) 746-2545
Grand Forks Home Ownership Assistance Program (HOAP) (701) 746-2545
Mulit-Counties Lewis and Clark Community Works Dream Fund Affordability Gap Program (DFAG) (701) 255-4591

Return to First Time Home Buyer Grants page.

See also First Time Home Buyer Programs for other types of 1st Home Buying assistance.