Fort Lauderdale
Mortgage Loans
Get The Lowest Interest Rate On
Fort Lauderdale Mortgages.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
a Fort Lauderdale Mortgage
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a
Fort Lauderdale mortgage, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is your local credit union.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications for Fort
Lauderdale mortgage loans.
Fort Lauderdale Florida
Overview & Statistics
Fort Lauderdale Overview
As of 2007, Fort Lauderdale's population is 185,804 people. Since 2000, it has had a population growth of 21.92 percent.
The median home cost in Fort Lauderdale is $492,900. Home appreciation the last year has been -5.32 percent.
Compared to the rest of the country, Fort Lauderdale's cost of living is 23.69% Higher than the U.S. average.
Fort Lauderdale public schools spend $5,269 per student. The average school expenditure in the U.S. is $6,058. There are about 19 students per teacher in Fort Lauderdale.
The unemployment rate in Fort Lauderdale is 2.80 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Fort Lauderdale jobs have Increased by 1.66 percent.
Fort Lauderdale Climate
Fort Lauderdale, FL, gets 63 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 128.
On average, there are 246 sunny days per year in Fort Lauderdale, FL. The July high is around 90 degrees. The January low is 58. Our comfort index, which is based on humidity during the hot months, is a 28 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Fort Lauderdale Housing
The median home value in Fort Lauderdale, FL, is $492,900. Home appreciation is -5.32% over the last year. The median age of Fort Lauderdale, FL, real estate is 38 years.
Fort Lauderdale, FL Apartments and Rentals
Renters make up 37.79% of the Fort Lauderdale, FL, population. 15.52% of houses and apartments in Fort Lauderdale, FL, are unoccupied (vacancy rate).
Fort Lauderdale Crime
Fort Lauderdale, FL, violent crime, on a scale from 1 (low crime) to 10, is 7. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Fort Lauderdale, FL, property crime, on a scale from 1 (low) to 10, is 8. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources please also visit:
www.fortlauderdale.gov
Fort Lauderdale Real Estate
Agents
Florida First
Time Home Buyers Grants
Florida First
Time Home Buyer Programs
Florida Home Loan
Read about
Fort Lauderdale mortgage in the latest news stories.
Finally, you may want to visit
Mortgage Rates Predictions to find out if now is a good time to apply for
Fort Lauderdale Mortgage Loans.
