Fountain Valley

Home Loans

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Fountain Valley Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Fountain Valley, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Fountain Valley Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Fountain Valley, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Fountain Valley California Overview & Statistics

Fountain Valley Overview

As of 2007, Fountain Valley's population is 55,857 people. Since 2000, it has had a population growth of 1.60 percent.

The median home cost in Fountain Valley is $750,000. Home appreciation the last year has been -1.30 percent.

Compared to the rest of the country, Fountain Valley's cost of living is 54.32% Higher than the U.S. average.

Fountain Valley public schools spend $5,276 per student. The average school expenditure in the U.S. is $6,058. There are about 24 students per teacher in Fountain Valley.

The unemployment rate in Fountain Valley is 2.90 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Fountain Valley jobs have Increased by 0.78 percent.

Fountain Valley Climate

Fountain Valley, CA, gets 13 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 31.

On average, there are 276 sunny days per year in Fountain Valley, CA. The July high is around 83 degrees. The January low is 45. Our comfort index, which is based on humidity during the hot months, is a 54 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Fountain Valley Housing

The median home value in Fountain Valley, CA, is $750,000. Home appreciation is -1.30% over the last year. The median age of Fountain Valley, CA, real estate is 33 years.

Fountain Valley, CA Apartments and Rentals

Renters make up 25.86% of the Fountain Valley, CA, population. 1.65% of houses and apartments in Fountain Valley, CA, are unoccupied (vacancy rate).

Fountain Valley Crime

Fountain Valley, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Fountain Valley, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.fountainvalley.org

Fountain Valley Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans