Gainesville
Home Loans
Get The Lowest Interest Rate On
Gainesville Home Loans.
Whether you are a first time home buyer in
gainesville or trading up to a larger home, we work to find the best home loan
solution for you. Constantly surveying the hundreds of mortgage lenders as well
as anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Gainesville Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender in Gainesville, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is your local credit union. They have the lowest rates, a free and easy
online application, and they have not been severely hurt by the subprime
mortgage crisis. They are still approving the majority of
applications.
Gainesville Texas Overview &
Statistics
Gainesville Overview
As of 2007, Gainesville's population is 16,571 people. Since 2000, it has had a population growth of 6.65 percent.
The median home cost in Gainesville is $169,900. Home appreciation the last year has been 3.28 percent.
Compared to the rest of the country, Gainesville's cost of living is 19.17% Lower than the U.S. average.
Gainesville public schools spend $6,046 per student. The average school expenditure in the U.S. is $6,058. There are about 13 students per teacher in Gainesville.
The unemployment rate in Gainesville is 3.50 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Gainesville jobs have Increased by 4.51 percent.
Gainesville Climate
Gainesville, TX, gets 35 inches of rain per year. The US average is 37. Snowfall is 3 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 69.
On average, there are 233 sunny days per year in Gainesville, TX. The July high is around 96 degrees. The January low is 30. Our comfort index, which is based on humidity during the hot months, is a 24 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Gainesville Housing
The median home value in Gainesville, TX, is $169,900. Home appreciation is 3.28% over the last year. The median age of Gainesville, TX, real estate is 44 years.
Gainesville, TX Apartments and Rentals
Renters make up 38.32% of the Gainesville, TX, population. 6.98% of houses and apartments in Gainesville, TX, are unoccupied (vacancy rate).
Gainesville Crime
Gainesville, TX, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Gainesville, TX, property crime, on a scale from 1 (low) to 10, is 4. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources see also:
Gainesville Real Estate Agents
Texas First Time Home Buyers
Grants
Texas First Time Home Buyer
Programs
Texas Home Loans
