High Springs

Home Loans

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High Springs Home Loans.

Whether you are a first time home buyer or trading up to a larger home in High Springs, we work to find the best home loan solution in high springs for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For High Springs Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in High Springs, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

High Springs Florida Overview & Statistics

High Springs Overview

As of 2007, High Springs's population is 4,213 people. Since 2000, it has had a population growth of 9.06 percent.

The median home cost in High Springs is $299,900. Home appreciation the last year has been 7.15 percent.

Compared to the rest of the country, High Springs's cost of living is 4.93% Lower than the U.S. average.

High Springs public schools spend $5,188 per student. The average school expenditure in the U.S. is $6,058. There are about 19 students per teacher in High Springs.

The unemployment rate in High Springs is 2.40 percent(U.S. avg. is 4.60%). Recent job growth is Positive. High Springs jobs have Increased by 4.00 percent.

High Springs Climate

High Springs, FL, gets 53 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 105.

On average, there are 227 sunny days per year in High Springs, FL. The July high is around 92 degrees. The January low is 41. Our comfort index, which is based on humidity during the hot months, is a 28 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

High Springs Housing

The median home value in High Springs, FL, is $299,900. Home appreciation is 7.15% over the last year. The median age of High Springs, FL, real estate is 22 years.

High Springs, FL Apartments and Rentals

Renters make up 18.37% of the High Springs, FL, population. 7.77% of houses and apartments in High Springs, FL, are unoccupied (vacancy rate).

High Springs Crime

High Springs, FL, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

High Springs, FL, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.city.highsprings.com

High Springs Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan