Lighthouse Point

Home Loans

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Lighthouse Point Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Lighthouse Point, we work to find the best home loan solution in lighthouse point for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Lighthouse Point Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Lighthouse Point, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Lighthouse Point Florida Overview & Statistics

Lighthouse Point Overview

As of 2007, Lighthouse Point's population is 11,292 people. Since 2000, it has had a population growth of 4.88 percent.

The median home cost in Lighthouse Point is $299,900. Home appreciation the last year has been -5.99 percent.

Compared to the rest of the country, Lighthouse Point's cost of living is 2.23% Higher than the U.S. average.

Lighthouse Point public schools spend $5,742 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Lighthouse Point.

The unemployment rate in Lighthouse Point is 2.90 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Lighthouse Point jobs have Increased by 1.66 percent.

Lighthouse Point Climate

Lighthouse Point, FL, gets 60 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 120.

On average, there are 249 sunny days per year in Lighthouse Point, FL. The July high is around 91 degrees. The January low is 58. Our comfort index, which is based on humidity during the hot months, is a 28 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Lighthouse Point Housing

The median home value in Lighthouse Point, FL, is $299,900. Home appreciation is -5.99% over the last year. The median age of Lighthouse Point, FL, real estate is 37 years.

Lighthouse Point, FL Apartments and Rentals

Renters make up 14.22% of the Lighthouse Point, FL, population. 11.67% of houses and apartments in Lighthouse Point, FL, are unoccupied (vacancy rate).

Lighthouse Point Crime

Lighthouse Point, FL, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Lighthouse Point, FL, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

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Lighthouse Point Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan