Live Oak

Home Loans

Get The Lowest Interest Rate On
Live Oak Home Loans.

Whether you are a first time home buyer in live oak or trading up to a larger home, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Live Oak Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Live Oak, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Live Oak Texas Overview & Statistics

Live Oak Overview

As of 2007, Live Oak's population is 11,704 people. Since 2000, it has had a population growth of 27.83 percent.

The median home cost in Live Oak is $130,000. Home appreciation the last year has been 3.56 percent.

Compared to the rest of the country, Live Oak's cost of living is 27.19% Lower than the U.S. average.

Live Oak public schools spend $5,865 per student. The average school expenditure in the U.S. is $6,058. There are about 16 students per teacher in Live Oak.

The unemployment rate in Live Oak is 3.60 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Live Oak jobs have Increased by 1.44 percent.

Live Oak Climate

Live Oak, TX, gets 30 inches of rain per year. The US average is 37. Snowfall is 1 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 66.

On average, there are 221 sunny days per year in Live Oak, TX. The July high is around 95 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 23 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Live Oak Housing

The median home value in Live Oak, TX, is $130,000. Home appreciation is 3.56% over the last year. The median age of Live Oak, TX, real estate is 27 years.

Live Oak, TX Apartments and Rentals

Renters make up 25.86% of the Live Oak, TX, population. 2.57% of houses and apartments in Live Oak, TX, are unoccupied (vacancy rate).

Live Oak Crime

Live Oak, TX, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Live Oak, TX, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

Live Oak Real Estate Agents

Texas First Time Home Buyers Grants

Texas First Time Home Buyer Programs

Texas Home Loans