Los Gatos

Home Loans

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Los Gatos Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Los Gatos, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Los Gatos Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Los Gatos, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Los Gatos California Overview & Statistics

Los Gatos Overview

As of 2007, Los Gatos's population is 28,366 people. Since 2000, it has had a population growth of -0.79 percent.

The median home cost in Los Gatos is $1,932,800. Home appreciation the last year has been 4.30 percent.

Compared to the rest of the country, Los Gatos's cost of living is 192.50% Higher than the U.S. average.

Los Gatos public schools spend $5,337 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Los Gatos.

The unemployment rate in Los Gatos is 2.80 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Los Gatos jobs have Increased by 2.32 percent.

Los Gatos Climate

Los Gatos, CA, gets 25 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 58.

On average, there are 256 sunny days per year in Los Gatos, CA. The July high is around 86 degrees. The January low is 38. Our comfort index, which is based on humidity during the hot months, is a 52 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Los Gatos Housing

The median home value in Los Gatos, CA, is $1,932,800. Home appreciation is 4.30% over the last year. The median age of Los Gatos, CA, real estate is 37 years.

Los Gatos, CA Apartments and Rentals

Renters make up 33.61% of the Los Gatos, CA, population. 2.97% of houses and apartments in Los Gatos, CA, are unoccupied (vacancy rate).

Los Gatos Crime

Los Gatos, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Los Gatos, CA, property crime, on a scale from 1 (low) to 10, is 4. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.losgatosca.gov

Los Gatos Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans