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Whether you are a first time home buyer or trading up to a larger home in Manteca, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Manteca Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Manteca, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Manteca California Overview & Statistics

Manteca Overview

As of 2007, Manteca's population is 63,709 people. Since 2000, it has had a population growth of 29.34 percent.

The median home cost in Manteca is $425,300. Home appreciation the last year has been -1.31 percent.

Compared to the rest of the country, Manteca's cost of living is 21.51% Higher than the U.S. average.

Manteca public schools spend $4,664 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Manteca.

The unemployment rate in Manteca is 6.50 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Manteca jobs have Increased by 1.11 percent.

Manteca Climate

Manteca, CA, gets 12 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 58.

On average, there are 262 sunny days per year in Manteca, CA. The July high is around 93 degrees. The January low is 36. Our comfort index, which is based on humidity during the hot months, is a 57 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Manteca Housing

The median home value in Manteca, CA, is $425,300. Home appreciation is -1.31% over the last year. The median age of Manteca, CA, real estate is 21 years.

Manteca, CA Apartments and Rentals

Renters make up 34.68% of the Manteca, CA, population. 3.37% of houses and apartments in Manteca, CA, are unoccupied (vacancy rate).

Manteca Crime

Manteca, CA, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Manteca, CA, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.manteca.ca.us

Manteca Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans

 


   
Housing Not Yet At Bottom
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for an Economic Depression in 2011 -2012. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>

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