Minnesota

Home Mortgage Loans

Get The Lowest Interest Rate On
Home Mortgage Loans in Minnesota.

Whether you are a first time home buyer or trading up to a larger home, we work to find the best Minnesota home mortgage solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Minnesota Home Mortgages

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a home mortgage loan in Minnesota, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Minnesota Home Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications for Minnesota home mortgage loans. Also, when you fill out an application online, they will issue an approval within 3 minutes in most instances.

Minnesota Overview & Statistics

State Overview

Minnesota is located in the Midwestern region of the United States. The 12th-largest state by area in the U.S., it is the 21st most populous, with just over five million residents. Minnesota was carved out of the eastern half of the Minnesota Territory and admitted to the Union as the 32nd state on May 11, 1858. The state is known as the "Land of 10,000 Lakes"; those lakes and the other waters for which the state is named, together with state and national forests and parks, offer residents and tourists a variety of outdoor recreational opportunities.

Minnesota is the northernmost state outside of Alaska; its isolated Northwest Angle in Lake of the Woods is the only part of the 48 contiguous states lying north of the 49th Parallel. Minnesota is in the U.S. region known as the Upper Midwest. The state shares a Lake Superior water border with Michigan and Wisconsin on the northeast; the remainder of the eastern border is with Wisconsin. Iowa is to the south, North Dakota and South Dakota are west, and the Canadian provinces of Ontario and Manitoba are north. With 87,014 square miles, or approximately 2.25% of the United States, Minnesota is the 12th largest state.

Minnesota contains some of the oldest rocks found on earth, gneisses some 3.6 billion years old, or 80% as old as the planet. About 2.7 billion years ago, basaltic lava poured out of cracks in the floor of the primordial ocean; the remains of this volcanic rock formed the Canadian Shield in northeast Minnesota. The roots of these volcanic mountains and the action of Precambrian seas formed the Iron Range of northern Minnesota. Following a period of volcanism 1.1 billion years ago, Minnesota's geological activity has been more subdued, with no volcanism or mountain formation, but with repeated incursions of the sea which left behind multiple strata of sedimentary rock.


Minnesota Home Mortgage Loan Resources

Listed below are a variety of resources relating to Minnesota home mortgage loans.

Minnesota First Time Home Buyers Grants

Minnesota First Time Home Buyer Programs

Minneapolis Home Mortgage Loans

     Minneapolis Home Mortgage