Monte Sereno

Home Loans

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Monte Sereno Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Monte Sereno, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Monte Sereno Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Monte Sereno, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Monte Sereno California Overview & Statistics

Monte Sereno Overview

As of 2007, Monte Sereno's population is 3,533 people. Since 2000, it has had a population growth of 1.44 percent.

The median home cost in Monte Sereno is $2,099,000. Home appreciation the last year has been 7.70 percent.

Compared to the rest of the country, Monte Sereno's cost of living is 210.54% Higher than the U.S. average.

Monte Sereno public schools spend $5,297 per student. The average school expenditure in the U.S. is $6,058. There are about 21 students per teacher in Monte Sereno.

The unemployment rate in Monte Sereno is 4.40 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Monte Sereno jobs have Increased by 2.32 percent.

Monte Sereno Climate

Monte Sereno, CA, gets 25 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 58.

On average, there are 263 sunny days per year in Monte Sereno, CA. The July high is around 86 degrees. The January low is 38. Our comfort index, which is based on humidity during the hot months, is a 52 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Monte Sereno Housing

The median home value in Monte Sereno, CA, is $2,099,000. Home appreciation is 7.70% over the last year. The median age of Monte Sereno, CA, real estate is 39 years.

Monte Sereno, CA Apartments and Rentals

Renters make up 5.63% of the Monte Sereno, CA, population. 1.88% of houses and apartments in Monte Sereno, CA, are unoccupied (vacancy rate).

Monte Sereno Crime

Monte Sereno, CA, violent crime, on a scale from 1 (low crime) to 10, is 1. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Monte Sereno, CA, property crime, on a scale from 1 (low) to 10, is 2. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.montesereno.org

Monte Sereno Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans