Nevada City

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Whether you are a first time home buyer or trading up to a larger home in Nevada City, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Nevada City Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Nevada City, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Nevada City California Overview & Statistics

Nevada City Overview

As of 2007, Nevada City's population is 3,013 people. Since 2000, it has had a population growth of 0.40 percent.

The median home cost in Nevada City is $655,000. Home appreciation the last year has been 4.80 percent.

Compared to the rest of the country, Nevada City's cost of living is 43.94% Higher than the U.S. average.

Nevada City public schools spend $5,818 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Nevada City.

The unemployment rate in Nevada City is 4.60 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Nevada City jobs have Increased by 0.55 percent.

Nevada City Climate

Nevada City, CA, gets 54 inches of rain per year. The US average is 37. Snowfall is 21 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 81.

On average, there are 239 sunny days per year in Nevada City, CA. The July high is around 89 degrees. The January low is 30. Our comfort index, which is based on humidity during the hot months, is a 57 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Nevada City Housing

The median home value in Nevada City, CA, is $655,000. Home appreciation is 4.80% over the last year. The median age of Nevada City, CA, real estate is 54 years.

Nevada City, CA Apartments and Rentals

Renters make up 36.65% of the Nevada City, CA, population. 7.05% of houses and apartments in Nevada City, CA, are unoccupied (vacancy rate).

Nevada City Crime

Nevada City, CA, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Nevada City, CA, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

nevadacityca.gov

Nevada City Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans