Palm Beach Gardens

Home Loans

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Palm Beach Gardens Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Palm Beach Gardens, we work to find the best home loan solution in palm beach gardens for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Palm Beach Gardens Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Palm Beach Gardens, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Palm Beach Gardens Florida Overview & Statistics

Palm Beach Gardens Overview

As of 2007, Palm Beach Gardens's population is 48,914 people. Since 2000, it has had a population growth of 39.52 percent.

The median home cost in Palm Beach Gardens is $567,700. Home appreciation the last year has been -5.72 percent.

Compared to the rest of the country, Palm Beach Gardens's cost of living is 31.65% Higher than the U.S. average.

Palm Beach Gardens public schools spend $5,562 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Palm Beach Gardens.

The unemployment rate in Palm Beach Gardens is 2.20 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Palm Beach Gardens jobs have Increased by 2.61 percent.

Palm Beach Gardens Climate

Palm Beach Gardens, FL, gets 58 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 127.

On average, there are 237 sunny days per year in Palm Beach Gardens, FL. The July high is around 88 degrees. The January low is 60. Our comfort index, which is based on humidity during the hot months, is a 27 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Palm Beach Gardens Housing

The median home value in Palm Beach Gardens, FL, is $567,700. Home appreciation is -5.72% over the last year. The median age of Palm Beach Gardens, FL, real estate is 16 years.

Palm Beach Gardens, FL Apartments and Rentals

Renters make up 16.46% of the Palm Beach Gardens, FL, population. 15.15% of houses and apartments in Palm Beach Gardens, FL, are unoccupied (vacancy rate).

Palm Beach Gardens Crime

Palm Beach Gardens, FL, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Palm Beach Gardens, FL, property crime, on a scale from 1 (low) to 10, is 7. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.pbgfl.com

Palm Beach Gardens Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan