Point Arena

Home Loans

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Point Arena Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Point Arena, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Point Arena Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Point Arena, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Point Arena California Overview & Statistics

Point Arena Overview

As of 2007, Point Arena's population is 473 people. Since 2000, it has had a population growth of -0.21 percent.

The median home cost in Point Arena is $584,800. Home appreciation the last year has been -3.00 percent.

Compared to the rest of the country, Point Arena's cost of living is 43.24% Higher than the U.S. average.

Point Arena public schools spend $7,213 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Point Arena.

The unemployment rate in Point Arena is 5.20 percent(U.S. avg. is 4.60%). Recent job growth is Negative. Point Arena jobs have Decreased by 0.84 percent.

Point Arena Climate

Point Arena, CA, gets 41 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 82.

On average, there are 219 sunny days per year in Point Arena, CA. The July high is around 66 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 68 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Point Arena Housing

The median home value in Point Arena, CA, is $584,800. Home appreciation is -3.00% over the last year. The median age of Point Arena, CA, real estate is 48 years.

Point Arena, CA Apartments and Rentals

Renters make up 54.34% of the Point Arena, CA, population. 11.85% of houses and apartments in Point Arena, CA, are unoccupied (vacancy rate).

Point Arena Crime

Point Arena, CA, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Point Arena, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.cityofpointarena.com

Point Arena Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans