Ponce De Leon

Home Loans

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Ponce De Leon Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Ponce De Leon, we work to find the best home loan solution in ponce de leon for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Ponce De Leon Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Ponce De Leon, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Ponce De Leon Florida Overview & Statistics

Ponce De Leon Overview

As of 2007, Ponce de Leon's population is 469 people. Since 2000, it has had a population growth of 2.63 percent.

The median home cost in Ponce de Leon is $329,900. Home appreciation the last year has been -0.50 percent.

Compared to the rest of the country, Ponce de Leon's cost of living is 0.94% Lower than the U.S. average.

Ponce de Leon public schools spend $5,188 per student. The average school expenditure in the U.S. is $6,058. There are about 17 students per teacher in Ponce de Leon.

The unemployment rate in Ponce de Leon is 2.80 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Ponce de Leon jobs have Increased by 4.78 percent.

Ponce De Leon Climate

Ponce de Leon, FL, gets 58 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 99.

On average, there are 237 sunny days per year in Ponce de Leon, FL. The July high is around 92 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 24 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Ponce De Leon Housing

The median home value in Ponce de Leon, FL, is $329,900. Home appreciation is -0.50% over the last year. The median age of Ponce de Leon, FL, real estate is 28 years.

Ponce de Leon, FL Apartments and Rentals

Renters make up 21.22% of the Ponce de Leon, FL, population. 13.66% of houses and apartments in Ponce de Leon, FL, are unoccupied (vacancy rate).

Ponce De Leon Crime

Ponce de Leon, FL, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Ponce de Leon, FL, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.poncedeleonfl.com

Ponce De Leon Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan