Port Hueneme

Home Loans

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Port Hueneme Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Port Hueneme, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Port Hueneme Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Port Hueneme, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Port Hueneme California Overview & Statistics

Port Hueneme Overview

As of 2007, Port Hueneme's population is 21,814 people. Since 2000, it has had a population growth of -0.14 percent.

The median home cost in Port Hueneme is $492,500. Home appreciation the last year has been -5.55 percent.

Compared to the rest of the country, Port Hueneme's cost of living is 24.06% Higher than the U.S. average.

Port Hueneme public schools spend $4,895 per student. The average school expenditure in the U.S. is $6,058. There are about 21 students per teacher in Port Hueneme.

The unemployment rate in Port Hueneme is 4.30 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Port Hueneme jobs have Increased by 0.91 percent.

Port Hueneme Climate

Port Hueneme, CA, gets 15 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 32.

On average, there are 278 sunny days per year in Port Hueneme, CA. The July high is around 74 degrees. The January low is 44. Our comfort index, which is based on humidity during the hot months, is a 49 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Port Hueneme Housing

The median home value in Port Hueneme, CA, is $492,500. Home appreciation is -5.55% over the last year. The median age of Port Hueneme, CA, real estate is 33 years.

Port Hueneme, CA Apartments and Rentals

Renters make up 47.91% of the Port Hueneme, CA, population. 8.28% of houses and apartments in Port Hueneme, CA, are unoccupied (vacancy rate).

Port Hueneme Crime

Port Hueneme, CA, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Port Hueneme, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.port-hueneme.ca.us

Port Hueneme Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans