Port Richey

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Port Richey Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Port Richey, we work to find the best home loan solution in port richey for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Port Richey Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Port Richey, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Port Richey Florida Overview & Statistics

Port Richey Overview

As of 2007, Port Richey's population is 3,370 people. Since 2000, it has had a population growth of 11.55 percent.

The median home cost in Port Richey is $139,500. Home appreciation the last year has been -4.06 percent.

Compared to the rest of the country, Port Richey's cost of living is 19.53% Lower than the U.S. average.

Port Richey public schools spend $5,467 per student. The average school expenditure in the U.S. is $6,058. There are about 19 students per teacher in Port Richey.

The unemployment rate in Port Richey is 3.90 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Port Richey jobs have Increased by 1.61 percent.

Port Richey Climate

Port Richey, FL, gets 52 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 109.

On average, there are 239 sunny days per year in Port Richey, FL. The July high is around 91 degrees. The January low is 50. Our comfort index, which is based on humidity during the hot months, is a 26 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Port Richey Housing

The median home value in Port Richey, FL, is $139,500. Home appreciation is -4.06% over the last year. The median age of Port Richey, FL, real estate is 26 years.

Port Richey, FL Apartments and Rentals

Renters make up 25.82% of the Port Richey, FL, population. 18.97% of houses and apartments in Port Richey, FL, are unoccupied (vacancy rate).

Port Richey Crime

Port Richey, FL, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Port Richey, FL, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.copr.net

Port Richey Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan