Portola Valley

Home Loans

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Portola Valley Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Portola Valley, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Portola Valley Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Portola Valley, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Portola Valley California Overview & Statistics

Portola Valley Overview

As of 2007, Portola Valley's population is 4,470 people. Since 2000, it has had a population growth of 0.18 percent.

The median home cost in Portola Valley is $2,899,000. Home appreciation the last year has been -2.50 percent.

Compared to the rest of the country, Portola Valley's cost of living is 302.62% Higher than the U.S. average.

Portola Valley public schools spend $6,784 per student. The average school expenditure in the U.S. is $6,058. There are about 15 students per teacher in Portola Valley.

The unemployment rate in Portola Valley is 3.60 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Portola Valley jobs have Increased by 2.31 percent.

Portola Valley Climate

Portola Valley, CA, gets 29 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 63.

On average, there are 262 sunny days per year in Portola Valley, CA. The July high is around 88 degrees. The January low is 37. Our comfort index, which is based on humidity during the hot months, is a 64 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Portola Valley Housing

The median home value in Portola Valley, CA, is $2,899,000. Home appreciation is -2.50% over the last year. The median age of Portola Valley, CA, real estate is 41 years.

Portola Valley, CA Apartments and Rentals

Renters make up 14.71% of the Portola Valley, CA, population. 3.98% of houses and apartments in Portola Valley, CA, are unoccupied (vacancy rate).

Portola Valley Crime

Portola Valley, CA, violent crime, on a scale from 1 (low crime) to 10, is 1. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Portola Valley, CA, property crime, on a scale from 1 (low) to 10, is 2. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.portolavalley.net

Portola Valley Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans