Punta Gorda

Home Loans

Get The Lowest Interest Rate On
Punta Gorda Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Punta Gorda, we work to find the best home loan solution in punta gorda for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Punta Gorda Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Punta Gorda, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Punta Gorda Florida Overview & Statistics

Punta Gorda Overview

As of 2007, Punta Gorda's population is 17,126 people. Since 2000, it has had a population growth of 19.39 percent.

The median home cost in Punta Gorda is $475,000. Home appreciation the last year has been -2.06 percent.

Compared to the rest of the country, Punta Gorda's cost of living is 17.91% Higher than the U.S. average.

Punta Gorda public schools spend $5,352 per student. The average school expenditure in the U.S. is $6,058. There are about 26 students per teacher in Punta Gorda.

The unemployment rate in Punta Gorda is 4.00 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Punta Gorda jobs have Increased by 3.11 percent.

Punta Gorda Climate

Punta Gorda, FL, gets 52 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 97.

On average, there are 267 sunny days per year in Punta Gorda, FL. The July high is around 91 degrees. The January low is 54. Our comfort index, which is based on humidity during the hot months, is a 28 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Punta Gorda Housing

The median home value in Punta Gorda, FL, is $475,000. Home appreciation is -2.06% over the last year. The median age of Punta Gorda, FL, real estate is 17 years.

Punta Gorda, FL Apartments and Rentals

Renters make up 9.86% of the Punta Gorda, FL, population. 19.17% of houses and apartments in Punta Gorda, FL, are unoccupied (vacancy rate).

Punta Gorda Crime

Punta Gorda, FL, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Punta Gorda, FL, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.punta-gorda.fl.us

Punta Gorda Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan