Quincy

Home Loans

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Quincy Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Quincy, we work to find the best home loan solution in quincy for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Quincy Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Quincy, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Quincy Florida Overview & Statistics

Quincy Overview

As of 2007, Quincy's population is 6,913 people. Since 2000, it has had a population growth of -0.99 percent.

The median home cost in Quincy is $179,500. Home appreciation the last year has been -0.28 percent.

Compared to the rest of the country, Quincy's cost of living is 13.73% Lower than the U.S. average.

Quincy public schools spend $5,202 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Quincy.

The unemployment rate in Quincy is 3.30 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Quincy jobs have Increased by 3.31 percent.

Quincy Climate

Quincy, FL, gets 56 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 119.

On average, there are 232 sunny days per year in Quincy, FL. The July high is around 91 degrees. The January low is 42. Our comfort index, which is based on humidity during the hot months, is a 28 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Quincy Housing

The median home value in Quincy, FL, is $179,500. Home appreciation is -0.28% over the last year. The median age of Quincy, FL, real estate is 39 years.

Quincy, FL Apartments and Rentals

Renters make up 25.40% of the Quincy, FL, population. 8.93% of houses and apartments in Quincy, FL, are unoccupied (vacancy rate).

Quincy Crime

Quincy, FL, violent crime, on a scale from 1 (low crime) to 10, is 7. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Quincy, FL, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

Quincy Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan