Rancho Cordova

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Whether you are a first time home buyer or trading up to a larger home in Rancho Cordova, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Rancho Cordova Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Rancho Cordova, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Rancho Cordova California Overview & Statistics

Rancho Cordova Overview

As of 2007, Rancho Cordova's population is 59,921 people. Since 2000, it has had a population growth of 8.83 percent.

The median home cost in Rancho Cordova is $329,000. Home appreciation the last year has been -5.87 percent.

Compared to the rest of the country, Rancho Cordova's cost of living is 11.25% Higher than the U.S. average.

Rancho Cordova public schools spend $4,736 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Rancho Cordova.

The unemployment rate in Rancho Cordova is 4.90 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Rancho Cordova jobs have Increased by 2.22 percent.

Rancho Cordova Climate

Rancho Cordova, CA, gets 18 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 58.

On average, there are 268 sunny days per year in Rancho Cordova, CA. The July high is around 92 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 52 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Rancho Cordova Housing

The median home value in Rancho Cordova, CA, is $329,000. Home appreciation is -5.87% over the last year. The median age of Rancho Cordova, CA, real estate is 31 years.

Rancho Cordova, CA Apartments and Rentals

Renters make up 49.03% of the Rancho Cordova, CA, population. 5.22% of houses and apartments in Rancho Cordova, CA, are unoccupied (vacancy rate).

Rancho Cordova Crime

Rancho Cordova, CA, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Rancho Cordova, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.cityofranchocordova.org

Rancho Cordova Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans