Rancho Mirage

Home Loans

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Rancho Mirage Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Rancho Mirage, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Rancho Mirage Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Rancho Mirage, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Rancho Mirage California Overview & Statistics

Rancho Mirage Overview

As of 2007, Rancho Mirage's population is 16,710 people. Since 2000, it has had a population growth of 26.12 percent.

The median home cost in Rancho Mirage is $899,900. Home appreciation the last year has been 0.10 percent.

Compared to the rest of the country, Rancho Mirage's cost of living is 69.56% Higher than the U.S. average.

Rancho Mirage public schools spend $4,939 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Rancho Mirage.

The unemployment rate in Rancho Mirage is 5.20 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Rancho Mirage jobs have Increased by 3.07 percent.

Rancho Mirage Climate

Rancho Mirage, CA, gets 6 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 17.

On average, there are 270 sunny days per year in Rancho Mirage, CA. The July high is around 108 degrees. The January low is 42. Our comfort index, which is based on humidity during the hot months, is a 17 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Rancho Mirage Housing

The median home value in Rancho Mirage, CA, is $899,900. Home appreciation is 0.10% over the last year. The median age of Rancho Mirage, CA, real estate is 19 years.

Rancho Mirage, CA Apartments and Rentals

Renters make up 10.22% of the Rancho Mirage, CA, population. 41.90% of houses and apartments in Rancho Mirage, CA, are unoccupied (vacancy rate).

Rancho Mirage Crime

Rancho Mirage, CA, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Rancho Mirage, CA, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.rancho-mirage.ca.us

Rancho Mirage Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans