Rancho Palos Verdes

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Whether you are a first time home buyer or trading up to a larger home in Rancho Palos Verdes, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Rancho Palos Verdes Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Rancho Palos Verdes, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Rancho Palos Verdes California Overview & Statistics

Rancho Palos Verdes Overview

As of 2007, Rancho Palos Verdes's population is 41,754 people. Since 2000, it has had a population growth of 1.48 percent.

The median home cost in Rancho Palos Verdes is $1,499,900. Home appreciation the last year has been -5.96 percent.

Compared to the rest of the country, Rancho Palos Verdes's cost of living is 137.56% Higher than the U.S. average.

Rancho Palos Verdes public schools spend $5,600 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in Rancho Palos Verdes.

The unemployment rate in Rancho Palos Verdes is 1.40 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Rancho Palos Verdes jobs have Increased by 0.84 percent.

Rancho Palos Verdes Climate

Rancho Palos Verdes, CA, gets 12 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 27.

On average, there are 279 sunny days per year in Rancho Palos Verdes, CA. The July high is around 78 degrees. The January low is 45. Our comfort index, which is based on humidity during the hot months, is a 45 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Rancho Palos Verdes Housing

The median home value in Rancho Palos Verdes, CA, is $1,499,900. Home appreciation is -5.96% over the last year. The median age of Rancho Palos Verdes, CA, real estate is 38 years.

Rancho Palos Verdes, CA Apartments and Rentals

Renters make up 18.00% of the Rancho Palos Verdes, CA, population. 2.83% of houses and apartments in Rancho Palos Verdes, CA, are unoccupied (vacancy rate).

Rancho Palos Verdes Crime

Rancho Palos Verdes, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Rancho Palos Verdes, CA, property crime, on a scale from 1 (low) to 10, is 2. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.palosverdes.com/rpv

Rancho Palos Verdes Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans