San Carlos

Home Loans

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San Carlos Home Loans.

Whether you are a first time home buyer or trading up to a larger home in San Carlos, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For San Carlos Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in San Carlos, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

San Carlos California Overview & Statistics

San Carlos Overview

As of 2007, San Carlos's population is 27,002 people. Since 2000, it has had a population growth of -2.58 percent.

The median home cost in San Carlos is $1,269,000. Home appreciation the last year has been -2.31 percent.

Compared to the rest of the country, San Carlos's cost of living is 121.46% Higher than the U.S. average.

San Carlos public schools spend $4,617 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in San Carlos.

The unemployment rate in San Carlos is 2.40 percent(U.S. avg. is 4.60%). Recent job growth is Positive. San Carlos jobs have Increased by 2.30 percent.

San Carlos Climate

San Carlos, CA, gets 20 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 60.

On average, there are 264 sunny days per year in San Carlos, CA. The July high is around 83 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 63 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

San Carlos Housing

The median home value in San Carlos, CA, is $1,269,000. Home appreciation is -2.31% over the last year. The median age of San Carlos, CA, real estate is 47 years.

San Carlos, CA Apartments and Rentals

Renters make up 27.65% of the San Carlos, CA, population. 2.02% of houses and apartments in San Carlos, CA, are unoccupied (vacancy rate).

San Carlos Crime

San Carlos, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

San Carlos, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.cityofsancarlos.org

San Carlos Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans