San Clemente

Home Loans

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San Clemente Home Loans.

Whether you are a first time home buyer or trading up to a larger home in San Clemente, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For San Clemente Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in San Clemente, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

San Clemente California Overview & Statistics

San Clemente Overview

As of 2007, San Clemente's population is 61,050 people. Since 2000, it has had a population growth of 22.26 percent.

The median home cost in San Clemente is $1,095,400. Home appreciation the last year has been -1.34 percent.

Compared to the rest of the country, San Clemente's cost of living is 92.51% Higher than the U.S. average.

San Clemente public schools spend $4,983 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in San Clemente.

The unemployment rate in San Clemente is 2.80 percent(U.S. avg. is 4.60%). Recent job growth is Positive. San Clemente jobs have Increased by 0.77 percent.

San Clemente Climate

San Clemente, CA, gets 12 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 35.

On average, there are 281 sunny days per year in San Clemente, CA. The July high is around 76 degrees. The January low is 43. Our comfort index, which is based on humidity during the hot months, is a 54 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

San Clemente Housing

The median home value in San Clemente, CA, is $1,095,400. Home appreciation is -1.34% over the last year. The median age of San Clemente, CA, real estate is 25 years.

San Clemente, CA Apartments and Rentals

Renters make up 34.56% of the San Clemente, CA, population. 5.76% of houses and apartments in San Clemente, CA, are unoccupied (vacancy rate).

San Clemente Crime

San Clemente, CA, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

San Clemente, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

san-clemente.org

San Clemente Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans