San Marino

Home Loans

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San Marino Home Loans.

Whether you are a first time home buyer or trading up to a larger home in San Marino, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For San Marino Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in San Marino, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

San Marino California Overview & Statistics

San Marino Overview

As of 2007, San Marino's population is 13,094 people. Since 2000, it has had a population growth of 1.15 percent.

The median home cost in San Marino is $1,775,000. Home appreciation the last year has been -1.50 percent.

Compared to the rest of the country, San Marino's cost of living is 168.64% Higher than the U.S. average.

San Marino public schools spend $5,263 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in San Marino.

The unemployment rate in San Marino is 4.40 percent(U.S. avg. is 4.60%). Recent job growth is Positive. San Marino jobs have Increased by 0.84 percent.

San Marino Climate

San Marino, CA, gets 17 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 34.

On average, there are 286 sunny days per year in San Marino, CA. The July high is around 89 degrees. The January low is 42. Our comfort index, which is based on humidity during the hot months, is a 45 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

San Marino Housing

The median home value in San Marino, CA, is $1,775,000. Home appreciation is -1.50% over the last year. The median age of San Marino, CA, real estate is 61 years.

San Marino, CA Apartments and Rentals

Renters make up 7.97% of the San Marino, CA, population. 3.71% of houses and apartments in San Marino, CA, are unoccupied (vacancy rate).

San Marino Crime

San Marino, CA, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

San Marino, CA, property crime, on a scale from 1 (low) to 10, is 2. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.san-marino.ca.us

San Marino Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans