San Rafael

Home Loans

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San Rafael Home Loans.

Whether you are a first time home buyer or trading up to a larger home in San Rafael, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For San Rafael Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in San Rafael, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

San Rafael California Overview & Statistics

San Rafael Overview

As of 2007, San Rafael's population is 56,008 people. Since 2000, it has had a population growth of -0.10 percent.

The median home cost in San Rafael is $919,400. Home appreciation the last year has been 2.31 percent.

Compared to the rest of the country, San Rafael's cost of living is 82.94% Higher than the U.S. average.

San Rafael public schools spend $6,005 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in San Rafael.

The unemployment rate in San Rafael is 4.00 percent(U.S. avg. is 4.60%). Recent job growth is Positive. San Rafael jobs have Increased by 2.31 percent.

San Rafael Climate

San Rafael, CA, gets 36 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 65.

On average, there are 256 sunny days per year in San Rafael, CA. The July high is around 82 degrees. The January low is 41. Our comfort index, which is based on humidity during the hot months, is a 50 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

San Rafael Housing

The median home value in San Rafael, CA, is $919,400. Home appreciation is 2.31% over the last year. The median age of San Rafael, CA, real estate is 39 years.

San Rafael, CA Apartments and Rentals

Renters make up 46.85% of the San Rafael, CA, population. 2.53% of houses and apartments in San Rafael, CA, are unoccupied (vacancy rate).

San Rafael Crime

San Rafael, CA, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

San Rafael, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.cityofsanrafael.org

San Rafael Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans