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Santa Ana

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Whether you are a first time home buyer or trading up to a larger home, we work to find the best Santa Ana home mortgage solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Santa Ana Home Mortgage Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a Santa Ana home mortgage lender, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Santa Ana Home Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications for Santa Ana mortgage loans. Additionally, they will approve your online application in under 3 minutes.

Santa Ana California Overview & Statistics

Santa Ana Overview

As of 2007, Santa Ana's population is 340,024 people. Since 2000, it has had a population growth of 0.61 percent.

The median home cost in Santa Ana is $631,400. Home appreciation the last year has been -5.28 percent.

Compared to the rest of the country, Santa Ana's cost of living is 41.12% Higher than the U.S. average.

Santa Ana public schools spend $5,327 per student. The average school expenditure in the U.S. is $6,058. There are about 23 students per teacher in Santa Ana.

The unemployment rate in Santa Ana is 5.80 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Santa Ana jobs have Increased by 0.78 percent.

Santa Ana Climate

Santa Ana, CA, gets 13 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 31.

On average, there are 279 sunny days per year in Santa Ana, CA. The July high is around 83 degrees. The January low is 45. Our comfort index, which is based on humidity during the hot months, is a 54 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Santa Ana Housing

The median home value in Santa Ana, CA, is $631,400. Home appreciation is -5.28% over the last year. The median age of Santa Ana, CA, real estate is 36 years.

Santa Ana, CA Apartments and Rentals

Renters make up 50.37% of the Santa Ana, CA, population. 2.06% of houses and apartments in Santa Ana, CA, are unoccupied (vacancy rate).

Santa Ana Crime

Santa Ana, CA, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Santa Ana, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

Santa Ana Home Mortgage Resources

Listed below are a variety of resources relating to Santa Ana home mortgage loans:

www.ci.santa-ana.ca.us

Santa Ana Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans

For the latest updated information, visit Santa Ana home mortgage news stories.

Finally, you may want to visit Mortgage Rates Predictions to find out if now is a good time to apply for a Santa Ana Home Mortgage Loan.

 

 

 


   
Housing Not Yet At Bottom
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for an Economic Depression in 2011 -2012. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>

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