Santa Paula

Home Loans

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Santa Paula Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Santa Paula, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Santa Paula Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Santa Paula, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Santa Paula California Overview & Statistics

Santa Paula Overview

As of 2007, Santa Paula's population is 28,531 people. Since 2000, it has had a population growth of -0.23 percent.

The median home cost in Santa Paula is $525,000. Home appreciation the last year has been -7.73 percent.

Compared to the rest of the country, Santa Paula's cost of living is 27.79% Higher than the U.S. average.

Santa Paula public schools spend $5,630 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in Santa Paula.

The unemployment rate in Santa Paula is 7.30 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Santa Paula jobs have Increased by 0.91 percent.

Santa Paula Climate

Santa Paula, CA, gets 18 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 30.

On average, there are 269 sunny days per year in Santa Paula, CA. The July high is around 81 degrees. The January low is 41. Our comfort index, which is based on humidity during the hot months, is a 49 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Santa Paula Housing

The median home value in Santa Paula, CA, is $525,000. Home appreciation is -7.73% over the last year. The median age of Santa Paula, CA, real estate is 39 years.

Santa Paula, CA Apartments and Rentals

Renters make up 41.54% of the Santa Paula, CA, population. 2.38% of houses and apartments in Santa Paula, CA, are unoccupied (vacancy rate).

Santa Paula Crime

Santa Paula, CA, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Santa Paula, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.santa-paula.ca.us

Santa Paula Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans