Seal Beach

Home Loans

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Seal Beach Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Seal Beach, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Seal Beach Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Seal Beach, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Seal Beach California Overview & Statistics

Seal Beach Overview

As of 2007, Seal Beach's population is 24,358 people. Since 2000, it has had a population growth of 0.83 percent.

The median home cost in Seal Beach is $1,090,800. Home appreciation the last year has been -1.97 percent.

Compared to the rest of the country, Seal Beach's cost of living is 92.02% Higher than the U.S. average.

Seal Beach public schools spend $5,688 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Seal Beach.

The unemployment rate in Seal Beach is 2.60 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Seal Beach jobs have Increased by 0.78 percent.

Seal Beach Climate

Seal Beach, CA, gets 13 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 34.

On average, there are 274 sunny days per year in Seal Beach, CA. The July high is around 80 degrees. The January low is 46. Our comfort index, which is based on humidity during the hot months, is a 53 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Seal Beach Housing

The median home value in Seal Beach, CA, is $1,090,800. Home appreciation is -1.97% over the last year. The median age of Seal Beach, CA, real estate is 39 years.

Seal Beach, CA Apartments and Rentals

Renters make up 21.88% of the Seal Beach, CA, population. 8.45% of houses and apartments in Seal Beach, CA, are unoccupied (vacancy rate).

Seal Beach Crime

Seal Beach, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Seal Beach, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.seal-beach.ca.us

Seal Beach Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans