South San Francisco

Home Loans

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South San Francisco Home Loans.

Whether you are a first time home buyer or trading up to a larger home in South San Francisco, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For South San Francisco Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in South San Francisco, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

South San Francisco California Overview & Statistics

South San Francisco Overview

As of 2007, South San Francisco's population is 61,354 people. Since 2000, it has had a population growth of 1.32 percent.

The median home cost in South San Francisco is $745,000. Home appreciation the last year has been -0.13 percent.

Compared to the rest of the country, South San Francisco's cost of living is 63.25% Higher than the U.S. average.

South San Francisco public schools spend $5,027 per student. The average school expenditure in the U.S. is $6,058. There are about 21 students per teacher in South San Francisco.

The unemployment rate in South San Francisco is 4.50 percent(U.S. avg. is 4.60%). Recent job growth is Positive. South San Francisco jobs have Increased by 2.31 percent.

South San Francisco Climate

South San Francisco, CA, gets 20 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 64.

On average, there are 259 sunny days per year in South San Francisco, CA. The July high is around 71 degrees. The January low is 42. Our comfort index, which is based on humidity during the hot months, is a 64 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

South San Francisco Housing

The median home value in South San Francisco, CA, is $745,000. Home appreciation is -0.13% over the last year. The median age of South San Francisco, CA, real estate is 43 years.

South San Francisco, CA Apartments and Rentals

Renters make up 36.58% of the South San Francisco, CA, population. 2.31% of houses and apartments in South San Francisco, CA, are unoccupied (vacancy rate).

South San Francisco Crime

South San Francisco, CA, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

South San Francisco, CA, property crime, on a scale from 1 (low) to 10, is 4. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.ssf.ca.us

South San Francisco Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans