St. Clair Shores
Home Mortgage Loans
Get The Lowest Interest Rate On
St. Clair Shores Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
St. Clair Shores Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in St. Clair Shores, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
St. Clair Shores Michigan
Overview & Statistics
St. Clair Shores Overview
As of 2007, St. Clair Shores' population is 61,162 people. Since 2000, it has had a population growth of -3.07 percent.
The median home cost in St. Clair Shores is $147,500. Home appreciation the last year has been -2.26 percent.
Compared to the rest of the country, St. Clair Shores' cost of living is 18.45% Lower than the U.S. average.
St. Clair Shores public schools spend $6,846 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in St. Clair Shores.
The unemployment rate in St. Clair Shores is 7.20 percent (U.S. avg. is 4.60%). Recent job growth is Negative. St. Clair Shores jobs have Decreased by 0.25 percent.
St. Clair Shores Climate
St. Clair Shores, MI, gets 33 inches of rain per year. The US average is 37. Snowfall is 25 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 121.
On average, there are 180 sunny days per year in St. Clair Shores, MI. The July high is around 84 degrees. The January low is 19. Our comfort index, which is based on humidity during the hot months, is a 50 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
St. Clair Shores Housing
The median home value in St. Clair Shores, MI, is $147,500. Home appreciation is -2.26% over the last year. The median age of St. Clair Shores, MI, real estate is 49 years.
St. Clair Shores, MI Apartments and Rentals
Renters make up 13.79% of the St. Clair Shores, MI, population. 2.65% of houses and apartments in St. Clair Shores, MI, are unoccupied (vacancy rate).
St. Clair Shores Crime
St. Clair Shores, MI, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
St. Clair Shores, MI, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources see also:
www.stclairshores.net
St. Clair Shores Real
Estate Agents
Michigan First Time Home
Buyers Grants
Michigan First Time Home Buyer
Programs
Michigan Home Mortgage Loans
